ChildPlan™

ChildPlan™ “Participating” Whole Life, is a Tax-Free Savings Plan for their education and for life!

Pursue any education around the world, without restrictions

Down payment their own home

Fund their first business (if that’s their dream)

Have financial security in life

ChildPlan™- A Global Tax-Free Savings Plan

  •  From day one, your child will receive a tax-free annual dividend from a major Canadian life insurance company until the age of 100!
  • Guaranteed cash value growing tax-free until the age of 100 without any market fluctuations. Cash value will never decline no matter the markets.
  • Can access the cash value tax-free from anywhere in the world for education, buying a home, for any financial need in life, without any Government restrictions.

ChildPlan™- For a Global Life

  • Parents can open a ChildPlan™ as early as 14 days after birth and up to age 18. 
  • You can transfer ownership of ChildPlan™ to your child for their future, tax-free anytime after age 18 and continue to manage how they use the cash value. 
  • ChildPlan™ is fully funded after year 20 with no further deposits required ever again for the rest of their lives.  

Sample ChildPlan™ Cash and Insurance Value Illustration

Age Accumulated Cash Value Life Insurance Value

21

$82,568

$612,728

35

$177,953

$899,621

45

$303,299

$1,115,297

65

$834,276

$1,666,824

*Sample illustration is for a child under age 1 based on a monthly deposit of $250 for twenty years. There will be no further contributions required after year twenty. The cash and insurance values are based on a dividend interest rate of 6% from a Canadian life insurance company.

Create Your ChildPlan™ Illustration

Create a ChildPlan™ Illustration and see how much cash value your child will have for their education and for life.

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