ChildPlan™

ChildPlan™ “Participating” Whole Life, is a Tax-Free Savings Plan with for their education and for first home!

Pursue any education around the world, without restrictions

Down payment their own home

Fund their first business (if that’s their dream)

Have financial security in life

ChildPlan™- Tax-Free Home Buying Savings Plan

  •  From day one, your child will receive a tax-free annual dividend from a major Canadian life insurance company until the age of 100!
  • Cash value is guaranteed and will grow tax-free for their future home down payment and will never decline no matter the financial markets.
  • Can access the cash value five ways including tax-free  to buy their future home without any Government restrictions or rules.

ChildPlan™- For a Global Life

  • Parents can open a ChildPlan™ for their child’s future as early as 14 days after birth and up to age 18. 
  • When your child wishes to purchase their first home, you can transfer ownership of ChildPlan™ to them completely tax-free anytime after age 18. 
  • ChildPlan™ is fully funded after year 20 with no further deposits required ever again for the rest of their lives.  

Sample ChildPlan™ Cash and Insurance Value Illustration

Age Accumulated Cash Value Life Insurance Value

21

$82,568

$612,728

35

$177,953

$899,621

45

$303,299

$1,115,297

65

$834,276

$1,666,824

*Sample illustration is for a child under age 1 based on a monthly deposit of $250 for twenty years. There will be no further contributions required after year twenty. The cash and insurance values are based on a dividend interest rate of 6% from a Canadian life insurance company.

Create Your ChildPlan™ Illustration

Create a ChildPlan™ Illustration and see how much cash value your child will have for their education and for life.

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